Deposit Interest Rates
| Sl. No | Deposit Products | Maximum Tenor ( in years) | Existing Individual Deposit Interest Rate (%) |
Revised Individual Deposit Interest Rate (%) (w.e.f 1st May, 2019) |
|---|---|---|---|---|
| 1 | Current Deposit | Unlimited | Nil | |
| 2 | Saving Deposit | Unlimited | 5.5 | |
| 3 | Fixed Deposit | 45 days | N/A | N/A |
| 4 | Fixed Deposit | 60 days | N/A | N/A |
| 5 | Fixed Deposit | 90 days | N/A | N/A |
| 6 | Fixed Deposit | 91 to less than 120 days | 5 | 5 |
| 7 | Fixed Deposit | 120 to less than 180 days | 5 | 5 |
| 8 | Fixed/Recurring Deposit | 180 to less than 270 days | 5.5 | 5.5 |
| 9 | Fixed/Recurring Deposit | 270 to less than 1 year | 5.5 | 5.75 |
| 10 | Fixed/Recurring Deposit | 1 year to less than 2 years | 6.75 | 6.75 |
| 11 | Fixed/Recurring Deposit | 2 year to less than 3 years | 7.25 | 7.25 |
| 12 | Fixed/Recurring Deposit | 3 year to less than 4 years | 8 | 8 |
| 13 | Fixed/Recurring Deposit | 4 year to less than 5 years | 8 | 8 |
| 14 | Fixed/Recurring Deposit | 5 year to less than 7 years | 8.25 | 8.25 |
| 15 | Fixed/Recurring Deposit | 7 year to less than 10 years | 8.5 | 8.5 |
| 16 | Fixed/Recurring Deposit | 10 years and above | 9 | 9 |
| 17 | FD for SC & Religious Bodies | |||
| 18 | Savings Deposit Rate.p.a. | 5.25 | 5.75 |
Loans Interest Rates
| Sl. No | Loan Products | Maximum Tenor ( in years) | Fixed Rate | Floating Rate |
|---|---|---|---|---|
| 1 | Loan to SME | 5 | 10.75% | |
| 2 | Trade & Commerce (business loan) | 10 | 13% | 12.75% |
| 3 | Manufacturing and Industry | 15 | 11% | 10% |
| 4 | Earth moving equipment (heavy) | 5 | 12.50% | |
| 5 | Service & Tourism -up to 20 years | 20 | 10% | 9.25% |
| 6 | Service & Tourism -up to 10 years | 10 | 10% | 9.25% |
| 7 | Housing Residential/renovation | 20 | 11% | 9.75% |
| 8 | Housing Commercial/renovation | 20 | 11% | 10% |
| 9 | Transport loan (Light Vehice)-Salary Based | 5 | 9.75% | |
| 10 | Transport light (Commercial purpose) | 5 | 11.50% | |
| 11 | Transport Heavy- (commercial purpose) | 5 | 10.75% | |
| 12 | Transport -Public buses | 5 | 10.25% | |
| 13 | Transport-Tourism | 5 | 10.25% | |
| 14 | Personal loan | 5 | 13.00% | |
| 15 | Mortgage Loan | 5 | 12.50% | |
| 16 | Computer/gadget loan | 2 | 11.00% | |
| 17 | Govt. Employee Loan | 5 | 9.00% | |
| 18 | Loan Against Shares | 10 | 11.00% | 10.95% |
| 19 | Festival Loan | 5 | 9.45% | |
| 20 | Education loan | 5 | 12.00% | |
| 21 | PSL-Agriculture CSI | 5 | 8.00% | Not Applicable |
| 22 | PSL- Non-Agriculture CSI | 10 | 8.50% | Not Applicable |
| 23 | WC- Trade and Commerce | 1 | 12.50% | |
| 24 | WC- Service and Tourism | 1 | 11.00% | |
| 25 | WC- Manufacturing and Industry | 1 | 11.00% |